In or about Dec 3, 2008 I applied for a loan (refinance) with ditech at ditech.com. on dec 7 or 8 2007 i was told that my loan was aproved and that we will be doing the closing after the appraisal . the FIRST apprisal took plae and I was told to make some re-pairs to the house and schedule a second appraisal , I did , the I was told in January 2008 (first week) that there was still some minor items that needed to be changed. I did the changes and a third appraisal was done. So from the las week in January 2008. to the secon week in march I was told almost on a weekly or twice a week that the closing will be "NEXT TUESDAY" but it never happened on March 11 I was told (after the 90 days locking term has expired) that I did not qualify for the refinence loan. After they ask me to send them my tax retur for the last 2 years in 3 diferrent ocations. Well I spend all my savings doing those small repairs ($3500 - $ 4000) and now It cashing up with me .I will be falling behing on my mortgage starting this moths because now we have an overwelming credit card bill and zero savings. The house it not up for foreclosure but It will be a matter of time now. This will happen next month.
Review about: Ditech Refinance.